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KYRetirement Systems

Retirement Calculators and Benefit Estimators

  • Online Benefit Estimator This estimate is based on service and salary provided by you. It is intended to assist with long-term financial planning.

  • Online Purchase Estimator - Due to changes enacted by House Bill 1, "Pension Reform," our Online Purchase Estimator is currently being upgraded. We hope to make it available again in the very near future.

  • "The Ballpark E$timate®" is designed to provide a rough estimate of what you will need to save annually to fund a comfortable retirement. It provides an approximation of projected Social Security benefits and utilizes only one of many possible rates of return on your savings. Ballpark reflects today's dollars and does not account for inflation; therefore, you should recalculate your savings needs on a regular basis and as your salary and circumstances change. You will not want to stop with the Ballpark E$timate®; it is only a first step in the retirement planning process. You will need to do further analysis, either yourself using a more detailed worksheet or computer software, or with the assistance of a financial professional. (This link will open in a new browser window.)

*Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.